Venrock Finance
08 9557 0500
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At Venrock, we understand that everyone is different, with diverse goals and objectives in life and in business. We specialise in finding the best financial solution for you in your unique situation.

Three Tips to increase your serviceability as a property investor

With interest rates at an all-time low but with banks tightening their lending requirements there are some simple strategies to ensure your serviceability doesn’t stop you from gaining finance

  1. Cancel any credit cards that you don’t need
    Even if your credit card isn’t being used, the banks will take 3% of the limit as funds at your disposal to service a loan.
  2. Consolidate unsecured debts
    Alternatively, if you have outstanding balances on different credit cards or personal loans, it is wise to consolidate these into your mortgage.
  3. Ensure your tax returns are lodge on time
    In some circumstances two recent payslips will not be sufficient to a lender therefore being able to provide recent years’ tax returns will provide an accurate serviceability picture.

Contact Us

For more information on any of our services, please do not hesitate to contact us.

Head Office
15, 7-9 Goddard Street
Rockingham WA 6168

Email: admin@venrockfinance.com.au

Australian Credit License: 387 134

Perth and Bunbury Offices - by appointment only.

Postal Address:
PO Box 148 Rockingham WA 6168

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© 2020 All rights reserved | Complaints Policy | Privacy

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At Venrock Finance we understand that at times people may not be satisfied with the service they receive. In this circumstance we would like to hear from you so we can rectify this. This complaint will be investigates in a thorough and timely manner. Please put all complaints in writing to our Managing Director at PO Box 148 Rockingham WA 6168 or email to murray@venrockfinance.com.au. If, despite our best efforts, you believe your complaint has not been satisfactorily dealt with, you can lodge a complaint with the Australian Financial Complaints Authority, or AFCA. AFCA provides fair and independent financial services complaint resolution that is free to consumers.

Website: www.afca.org.au | Email: info@afca.org.au | Telephone: 1800 931 678 (free call) | In writing to: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

Venrock Finance Australian Credit Licence No. 387134 Version 1 June 2013

Venrock seeks to provide the best possible service to its customers by providing an extensive range of financial services. We understand how important it is to protect your personal information. This document sets out our commitment in respect of personal information that you may provide to us. We commit that any personal information we collect about you will only be used for the purposes indicated. It is important to us that you are confident that any personal information we collect from you or is received by us will be treated with appropriate respect ensuring protection of your personal information. Our commitment in respect of personal information is to abide by the National Privacy Principles for the protection of personal information, as set out in the Privacy Act and any other relevant law. When we refer to personal information we mean information from which your identity is apparent. This information may include information or an opinion about you, from which your identity can reasonably be ascertained. We will take reasonable steps to protect your personal information by storing it in a secure environment. We will also take reasonable steps to protect any personal information form misuse, loss and unauthorised access, modification or disclosure. You may request further information about the way we manage your personal information by emailing us at admin@venrockfinance.com.au. This Privacy Policy came into existence in January 2013.

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  • ACL: 387 134