About Us

Venrock Finance is a boutique Western Australian brokerage committed to helping individuals and businesses achieve their financial goals. With years of hands-on experience and a deep understanding of lending, we’ve refined a process that focuses on outcomes—ensuring our clients move from application to approval to settlement with confidence and clarity. We work across a broad range of personal and commercial finance scenarios and pride ourselves on delivering tailored solutions with transparency, speed, and professionalism. Our systems are streamlined, our communication is clear, and our commitment to our clients is unwavering. At Venrock, “approved” and “settled” aren’t just words—they’re the results we deliver, every day.

Who we are

KRISTI BAILIE
Director & Broker

CHARLOTTE CROOK
Broker Assistant

MURRAY MARTIN
Consultant

Murray is a qualified CPA with over 45 years of experience in the finance industry. Throughout his career, he has helped thousands of individuals and businesses successfully navigate their financial journey. Now consulting to Venrock Finance, Murray continues to provide strategic insight and guidance, drawing on his deep industry knowledge and practical experience.

Known for his commitment to building strong, lasting relationships, Murray brings a steady, client-focused approach that complements our mission to deliver smart, effective finance solutions.

M 0418 921 267 E murray@venrockfinance.com.au

Charlotte is a key part of the Venrock Finance team, supporting clients through every stage of their finance journey. Having completed her Certificate IV in Finance and Mortgage Broking, she brings both industry knowledge and a genuine passion for helping others.

With a strong focus on communication and attention to detail, Charlotte works closely with Kristi to ensure a smooth, stress-free experience from application to settlement.

M 08 9557 0500 E charlotte@venrockfinance.com.au

As Director and Broker at Venrock Finance, Kristi leads with a strong commitment to delivering smart, outcome-driven finance solutions. With over 15 years in the industry and qualifications including a double major in Accounting and Marketing, as well as a Diploma of Finance and Mortgage Broking, she brings both strategic insight and a personal approach to every client interaction.

Kristi has extensive experience across mortgage, equipment, and business finance, and is known for her ability to simplify complex lending scenarios and deliver results. Her leadership ensures Venrock operates with integrity, efficiency, and an unwavering focus on helping clients reach their financial goals.

M 0403 247 036 E kristi@venrockfinance.com.au P 08 9557 0500

E eaiken@venrockfinance.com.au P 08 9557 0500

Our Services

The team at Venrock Finance brings deep industry knowledge and proven expertise in securing the right loan solutions for a wide range of clients. We specialise in commercial equipment, commercial property, motor vehicle finance, mortgages, and Self-Managed Super Fund lending—offering tailored strategies to meet both personal and business finance needs.

Commercial Equipment

At Venrock, we can look after commercial equipment lease anywhere in Australia. From small office equipment to mining plant and machinery finance, Commercial Hire Purchase, Rentals, Structure repayments and equipment lease -for either new or pre-owned equipment. Venrock will determine the right type of loan or agreement to allow you to maximise your cash flow.

Commercial Property

We can offer our clients access to a large number of finance sources. From first mortgage finance for the purchase, equity release and re-finance of standard commercial property including offices, industrial units, professional suites and shops – our team will secure your business a competitive facility to suit your needs.

Motor Vehicle Finance

Venrock can provide you and your business with a range of vehicle financing options, offering flexible and competitive car finance packages. Options include Hire purchase, Chattel mortgages, Finance leases, Novated leases, Operating lease and standard Motor Vehicle loans.

Insurance Premium Funding

Insurance premium finance is the funding of lump sum annual business insurance premiums across affordable monthly instalments. Which is great way of smoothing out business cash flows, is generally less expensive than using overdraft facilities and does not require collateral security.

Home Loans

At Venrock we choose from a diverse product range offered by our panel of lenders. We understand that purchasing or refinancing your home can be one of the biggest decisions you will make. Our Brokers will be with you every step of the way, from approval to settlement, ensuring a timely and cost effective process.

Self Managed Super Funds

Did you know that recent changes in superannuation laws have allowed Self-Managed Super Funds (SMSFs) to borrow money to help buy investment properties? Talk to one of our Brokers about how to make your Super Fund work for you.

Debtor Finance

Debtor finance, also known as Cash Flow Lending, can help release the cash flow locked up in your outstanding debtors quickly, leaving you to get on with managing the growth of your business. Debtor finance can be an efficient, hassle-free solution to providing working capital for your company.

Leisure Item Finance

Whether you are looking to purchase a new or used caravan, camper trailer or boat we provide a comprehensive range of secured loan finance options to suit your individual needs, thanks to our access to a broad range of competitive and trusted lenders.

Calculators

Property Selling Cost

Property Buying Cost

Venrock Cares

The Venrock Finance team are a community minded bunch and love to give back whenever we can by supporting a whole variety of different charities and events.

Latest Blog Entries

Financing Business Assets: Cash vs. Finance
August 13, 2024

When it comes to acquiring business assets, one of the crucial decisions you’ll face is whether to purchase them outright with cash or to finance them. Each option has its benefits and drawbacks, and understanding these can help you make an informed choice that aligns with your business’s financial strategy. Let’s delve into the different […]

Understanding Lenders Mortgage Insurance
July 4, 2024

Buying a home is a significant milestone for many, but navigating the financial aspects can sometimes be daunting, especially when it comes to understanding additional costs like Lenders Mortgage Insurance (LMI). Whether you’re a first-time homebuyer or looking to invest in property, knowing about LMI can help you make informed decisions. Here’s a comprehensive guide […]

Financial Hardship during COVID-19
March 30, 2020

In light of the current unprecedented global events as a result of COVID-19, we wanted to ensure you that we are here to support you for the long haul. It is becoming increasingly evident this is going to be a marathon, not a sprint and that we need to prepare for increasing unemployment, and reduced […]

First meeting with a broker
November 11, 2019

If you’re looking for a home loan but have not dealt with a mortgage broker before, attending your first appointment with a broker can be a nervous experience. Getting a home loan, after all, can be quite complex for a first-timer and there is a lot to learn. But there are many steps you can […]

Buy Now Pay Later – the hidden danger potentially stopping you from owning your own home
October 23, 2019

The Buy Now Pay Later sector is winning-over consumers with the promise of instant gratification, but the mortgage industry is warning that with every sugar-high comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay and Zip Pay have experienced massive growth in popularity, with the number of users jumping […]